The Government of India started the e-Shram yojana to provide social security to the workers engaged in the unorganized sector. The government also launched the e-shram portal to collect data of all unorganized workers and provide them with the benefits of government schemes.
Any person working in the unorganized sector can apply for an e-shram card form through which they can get various eshram card benefits such as death insurance, pension after 60 years, and other types of financial aid in case of incapacity. In this article, we will explore the various benefits of an e-shram card, its registration process, and the download process.
e-Shram is a revolutionary initiative designed to offer a safety net for workers in the unorganized sector. It serves as a comprehensive database that not only registers workers but also facilitates their access to various welfare schemes and benefits.
All unorganized sector workers aged between 16 and 59 years can register for the e-Shram card. This includes individuals working as laborers, daily-wage earners, and others in informal employment. Importantly, you should not be a member of the Employees’ Provident Fund Organization (EPFO)/Employee State Insurance Corporation (ESIC) or the National Pension Scheme (NPS).
The unorganized sector consists of the units or establishments engaged in the production or sale of goods and services and has employed less than 10 workers. These units should not be covered under the EPFO and ESIC Act. Employees working in companies classified as unorganized sector can apply for e-shram cards.
Benefits
The card serves as proof of identity and eligibility for various government schemes and benefits, including insurance, pension, healthcare, and skill development programs. It also aims to bring informal workers into the formal economy by providing them with social security coverage and improving their access to financial services.
An e-shram card will provide the employees of the unorganized sector with the following benefits –
- A pension of Rs.3000 per month after reaching the age of 60 years.
- A death insurance of Rs.2,00,000 and financial aid of Rs.1,00,000 if the worker is partially handicapped.
- If the beneficiary of the e-shram card dies, the benefits are given to his/her spouse.
- The beneficiaries will also receive a 12-digit UAN number, which is valid throughout India.
Eligibility Criteria
- Any person working in the unorganized sector is eligible for an e-shram card.
- The worker should be 16-59 years old.
- The workers should have their mobile number linked with the Aadhaar card.
Documents Required
The following documents are required for an e-shram card –
- Aadhaar Card
- Bank Account
- Mobile number linked with Aadhaar card
Registration
The e-Shram portal allows workers to register online by providing basic information such as Aadhaar number, bank account details, mobile number, and other relevant personal information. Once registered, workers receive a unique identification number and a digital e-Shram card.
The online application process for obtaining the e-Shram card is outlined below:
- Go to the e-Shram portal’s self-registration page.
- Input the Aadhaar-linked mobile number, captcha code, and click ‘Send OTP.’
- Receive the OTP on the registered mobile number and enter it, then click ‘Validate.’
- Confirm the personal details present on the screen.
- Provide necessary information, including address and educational qualifications.
- Choose the skill name, and specify the nature of the business and type of work.
- Enter bank details and select self-declaration.
- Click ‘Preview’ to review the entered details, then click ‘Submit.’
- Receive another OTP, enter it, and click ‘Verify.’
- The e-Shram card is generated and displayed on the screen.
- Optionally, download the e-Shram card by clicking on the download option.
Overall, the e-Shram Card initiative seeks to empower unorganized sector workers and enhance their socio-economic well-being by providing them with a digital identity and access to government support schemes.
The e-Shram Card is a digital identification card introduced by the Government of India. It aims to provide a single, unified platform for the registration of unorganized sector workers in the country. The card is intended to facilitate access to various welfare schemes and benefits for workers in sectors such as construction, domestic work, street vending, and other informal occupations.